Privacy Policy

Thank you for choosing to be part of our community at Debt Tracker ("we", "us", "our"). We are committed to protecting your personal information and your right to privacy.

1. What Information Do We Collect?

Personal and Financial Data

We do not collect, transmit, or store your personal or financial information on our servers. Any debt balances, payment histories, or financial statuses you enter into the App are stored locally on your device using a local SQLite database.

Automatically Collected Data (Analytics/Crashes)

We may collect anonymous crash reports and minimal app usage diagnostics (e.g., app version, device OS version) to improve the stability of the application. This data contains no personally identifiable financial information and is handled by standard platform tools (e.g., Apple App Store Analytics, Google Play Console).

2. How Do We Use Your Information?

Because your financial data never leaves your device, we do not "use" it. The App itself uses the data locally to calculate payoff strategies, generate charts, and trigger local notification reminders.

3. Will Your Information Be Shared?

No. We have no external servers holding your financial data, so there is nothing for us to share or sell to third parties.

4. How Long Do We Keep Your Information?

Your data remains on your device until you choose to delete the App or clear the App's data from your device's settings. Since we do not possess your data, we do not enforce a retention policy.

5. Contact Us

If you have questions or comments about this notice, you may contact us through the app stores or via the developer contact information provided listing.